Financial Data For The Agent Era

Stop using apps.Ask youragent.

Q: Which banks are supported?

We support 11,000+ institutions through Plaid, including every major U.S. bank, credit union, brokerage, and credit card issuer. International coverage is expanding through open banking in the UK and EU.

Q: What happens to my data if I cancel?

Export everything as JSON, Parquet, or CSV first — one click, no paywall. Cancellation immediately revokes all agent access and permanently deletes your data within 30 days.

Q: How is this different from Mint, Copilot, or Monarch?

Those are apps that show you charts. FinLink.ag is a data layer that any agent can read. There's no dashboard to open — your assistant is the dashboard.

Connect your banks and cards. Your AI agent handles the analysis, categorization, budgets, and insights — no app in the middle. Works with Claude, ChatGPT, Cowork, and every MCP-enabled agent.

Join the waitlist

Transactions

Balances

Trades

Holdings

Loans

Receipts

YOU

How much did I spend on coffee last month, and is it trending up?

CLAUDE · CALLING MCP

get_spending_by_category(
  category="Coffee",
  period="last_3_months"
)

AGENT

Last month you spent $94.20 on coffee across 28 transactions. That's up from $71 in Feb and $68 in Jan — a clear uptick. Most of it is Blue Bottle ($52) and Starbucks ($31).

SUGGESTION

Want me to set a $75/mo Coffee budget and alert you at 80%?

Works with the agents you already use

ClaudeChatGPTCoworkHermesOpenClaw+ Any MCP client

See your AI in Action

No more deciphering cryptic bank statements. Your AI cleans, categorizes, and enriches every transaction in real-time.

Raw Bank Feed

SQ *UBER EATS AMSTERDAM

-$24.50

AI Enriched

Uber Eats

Dining

-$24.50

Personal finance apps decided your charts, your categories, your budgets.

They ingest your data and show you what their product team built. If you want something different, you wait — or you leave. Meanwhile, your AI already knows what you'd ask. It just can't reach the data.

"Most finance apps are a UI their product team built, laid on top of your data. We flipped it: your data, any UI, built by any agent — including none at all."
FL
FounderFinLink.ag

Apps are opinionated

Someone else decided what charts matter, how to categorize, and what rules you need.

CSV copy-paste isn't a workflow

Everyone asks AI about their finances, but almost nobody does it regularly because of the manual effort.

You don't own the interface

When an app shuts down or changes its features, your workflow dies with it.

Three Steps. Nothing About Them Changes.

Connect, authorize, use. The data is yours, sits in one clean schema, and is exposed via REST and MCP so any agent can read and write it.

Connect your banks

Link your accounts through Plaid — the same secure layer powering Venmo, Robinhood, and Coinbase.

PLAID LINK11K+ BANKSREAD-ONLY

Authorize Agents

Grant Claude, ChatGPT, or any MCP-capable agent access via OAuth. Choose scopes, revoke any time.

OAUTH 2.0PER-AGENT SCOPES1-CLICK REVOKE

Just ask

Your agent queries your data through our MCP tools and REST API. Categorization, analysis, budgets, rules — whatever you need, when you need it.

12 MCP TOOLSFULL REST APIYOUR DATA

Works with the tools you already use

We expose your data as standard MCP and REST interfaces. Every agent that speaks MCP gets your financial context, with the scopes you choose.

Claude Desktop

NATIVE MCP

ChatGPT

VIA CONNECTORS

Cowork

NATIVE MCP

Your own scripts

REST API

Features

A platform , not an app

Everything is exposed via API and MCP. The dashboard exists for humans who still want one. Both look at the same clean data model.

Universal Sync

Connect instantly to over 10,000+ financial institutions worldwide with secure, read-only access.

Agent-First By Design

Typed MCP tools, scoped OAuth, streaming responses. Built for the way agents actually call things, not retrofitted from a dashboard.

Neural Categorization

Our LLM-powered engine learns your spending habits and categorizes with 99.9% accuracy.

Semantic Search

"Every refund from last summer" works as well as a SKU. Natural-language queries over your full transaction history.

Predictive Cashflow

Forecast your end-of-month balance before it happens, helping you avoid overdrafts.

Complete Audit Trail

Every agent call is logged, signed, and replayable. Know exactly what accessed what, when, and why — forever.

Private beta · launching soon

Preview the launch pricing.

These are the plans we'll launch with. Join the waitlist now and reserve your tier — you'll pay nothing until access opens.

Free

$0 /forever

Free forever, no card required at launch

1 bank connection

Up to 500 transactions

Core MCP tools

1 agent connection

Community support

Join waitlist — Free →

Answers, before you ask

How is my data protected?

All data is encrypted at rest with per-user envelope keys and in transit over TLS 1.3. Bank credentials never touch our servers — our banking data provider handles the OAuth handshake and returns only tokenized access. Every agent call is scoped, logged, and signed.

Which banks are supported?

We support 11,000+ institutions through Plaid, including every major U.S. bank, credit union, brokerage, and credit card issuer. International coverage is expanding through open banking in the UK and EU.

What can my agent actually do?

Read transactions, balances, merchants, and recurring charges. Categorize, budget, forecast, detect anomalies, and answer natural-language questions. Writes (like creating a rule) always require human confirmation.

Do I have to use an AI agent?

No. The REST API works perfectly with spreadsheets, notebooks, and scripts. But the platform was built for agents — that’s where the magic shows up.

What happens to my data if I cancel?

Export everything as JSON, Parquet, or CSV first — one click, no paywall. Cancellation immediately revokes all agent access and permanently deletes your data within 30 days.

Can I use this for business expenses?

Yes. Connect business accounts, tag by entity, and let your agent generate P&Ls or reconcile receipts. A dedicated business tier with multi-user access is in private beta.

How is this different from Mint, Copilot, or Monarch?

Those are apps that show you charts. FinLink.ag is a data layer that any agent can read. There’s no dashboard to open — your assistant is the dashboard.

Ready to experience the future of finance?

Your money.
Your agent.
Your way.

Connect a bank, authorize Claude or ChatGPT, and see what happens when your AI actually has your financial context.